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This Purchase Can Have a HUGE Impact…

On of our trusted insurance agents, Dennis Heald, has some advice about one of the most important decisions you’ll ever make – other than buying your home! Read below for more.


“What one purchase have you made in the past year for under $100 that’s had the biggest positive impact on your life?”


A friend asked this question to a group of us during an impromptu end of year dinner party.  From Amazon prime to Zinc spray, the answers were as wide ranging and unique as the people themselves.  The most interesting part of the conversation was hearing “how” and “why” the sub $100 dollar item added significantly more value to their life than the price paid.


I noticed a few common themes to each answer:

  • There was ALWAYS a cheaper option, but was more expensive in the long term
  • EVERY purchased saved time, which ultimately saved money
  • They had PEACE OF MIND knowing the purchase would meet or exceed expectations


This a Real Estate blog, which means you are probably in the market to buy or sell a home.  Are you a first time home buyer realizing the dream of home ownership, or an empty nester looking to downsize? Maybe you are an investor looking to build wealth or someone looking for a vacation home?


Regardless of your reasons for buying or selling, you have many Price Vs. Value decisions to make:  Where do I want to live?  Who do I choose for a Real Estate agent?  Who should do my financing?  These are all important decisions, but please do not neglect this one…


Who do I choose to insure my home? 


Hundreds of current and future homeowners call me for quotes each year and ask why they should choose one insurance company over another.


Here are a few helpful questions to consider:

  • How long has the insurance company been in business?
  • Does the company have the financial ability to pay a claim?
  • Who do I call if I have to make a claim?
  • Do I have enough coverage to replace my home and belongings?


I am fortunate to work for Farm Bureau insurance.  We have been writing property insurance in Florida since the late 1940’s.  We are AM-Best A rated, which is the gold standard of financial stability in the insurance industry.  We have world-class claims services that provide you with peace of mind knowing you are protected by Farm Bureau.  We are also price competitive, but I assure you of this- When the hurricane is coming or the unexpected happens, my clients rarely ask what they paid for their policy.  They want to know that their insurance company will be there for them at their time of need.  Insurance, like any other purchase, carries with it the principal of “you get what you pay for” and I am reminded of this wise quote: “Price is what you pay, but value is what you get” Warren Buffett


Dennis W. Heald, Agent

c: 904.705.1265

o: 904.992.8131 x205

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